These are the policies which insure passengers, drivers and assistant drivers travelling interprovincial and internationally against the consequences of all accidents which may occur from the beginning to end of the journey (including the stopovers) within the framework of the terms and conditions set out below.
The carrier specified in the policy must have passenger certificate issued by authorized body and passenger transport must be carried out within the scope of the provisions of the said law and the vehicle by which the transport is performed must be registered in the policy.
Compulsory Passenger Land Transportation Personal Accident Insurance provides coverage for following risks
- Death
- Permanent Disability
- Daily Indemnity
- Treatment Expenses
- Earthquake
Below cases shall not be considered accident:
- Diseases and resulting disease related cases,
- Try and attempt to suicide whatever the mental or psychological state is.
- Use of narcotic drug, alcohol, pills and harmful substances.
Below cases are excluded from coverage:
- War, revolution, riot, uprising and resulting chaos,
- Committed and attempted murder and crimes,
- Joining strikes, labor movements and public movements,
- Insured consciously puts themselves at risk.
Unless contracted otherwise, following shall be excluded from the insurance:
- Riding motorbike and moped,
- Offshore fishery and hunting in high mountains,
- Sports competition and races,
- Earthquake, flood, volcanic eruption and land slide.